Personal Injury FAQ

A personal injury case arises when someone is injured due to another person’s negligence or wrongful actions. This can include car accidents of all types (i.e., motorcycle, trucking, auto-pedestrian), slip and falls, medical malpractice, dog bites, and more.

If you were injured due to someone else’s negligence, whether it was car, motorcycle, trucking, or bicycle accident, a slip and fall, or an auto-pedestrian crash, you may have a case. The best way to know for sure is to schedule a free case evaluation with one of our attorneys.

Every case is different, but there are some general factors that are considered in determining the potential value of case. Those factors include: the severity of the injuries sustained, the amount of past medical expenses incurred, the estimated amount of future medical expenses necessary to treat the injuries, past and future lost wages, past and future pain and suffering, and the long-term impacts the injuries.

The statute of limitations varies by state and case type. It’s important to consult with an attorney as quickly as possible to determine the exact statute of limitations deadline for your specific case. In Utah, for example, most personal injury cases must be filed within four (4) years of the accident. Other types of cases, like wrongful death, claims against a government entity, and medical malpractice may have shorter deadlines. Again, it’s important that you contact an attorney as quickly as possible to determine the applicable statute of limitations deadlines to so that your case can be preserved and pursued.

Yes, you should still consider pursuing a case, even if you don’t feel seriously injured right now. Many injuries—especially those involving the neck, back, and soft tissue—don’t present symptoms immediately. It’s common for pain and discomfort to appear days or even weeks after an accident. Seeking medical attention as soon as possible is crucial. A doctor can assess hidden injuries and document any potential issues, which is important if symptoms worsen later. If you delay treatment or wait too long to file a claim, the insurance company may argue that your injuries weren’t caused by the accident, making it harder to get compensation.

RamRock Injury Lawyers offers free case evaluations to help you understand your options. Even if you’re unsure, we can evaluate your case and guide you on the best course of action—at no cost to you. You only pay if we win.

Even if you don’t feel pain right away, any change in how you feel after an accident could be a sign of an underlying injury. Some conditions, like concussions, whiplash, nerve damage, or internal injuries, may not cause immediate pain but can develop into more serious issues over time. Here are some recommendations on what you should do:

• Get Checked by a Doctor – Even mild symptoms like dizziness, stiffness, fatigue, or headaches could indicate a hidden injury. A medical evaluation will help identify any concerns early.
• Document Your Symptoms – Keep track of any changes in how you feel, even if it seems minor. This can be important evidence if symptoms worsen later.
• Avoid Speaking with Insurance Adjusters Too Soon – Insurance companies may try to downplay your condition. It’s best to consult with an attorney before giving any statements to insurance companies.
• Schedule a Free Case Evaluation – At Ramrock Injury Lawyers, we can review your situation and advise you on your options—at no cost to you. If your condition worsens, we’ll make sure you’re protected.

Call us today for a free case evaluation to ensure your rights are safeguarded.

There are several damages that can be recovered in a personal injury claim, and those damages may include one or more of the following:

• Medical expenses (past and future)
• Lost wages and loss of earning capacity (past and future)
• Pain and suffering (past and future)
• Property damage
• Punitive damages (in some cases)

There is no fixed numerical formula for calculating general damages. Instead, damages for pain and suffering is most often determined based on several factors such as medical treatment, the severity of the injuries, emotional distress, permanent disfigurement (scars), and long-term impact on your life.

At RamRock Injury Lawyers, most of our cases settle within 3 to 6 months, but some may take longer if more medical treatment is required, negotiations are complex, or a lawsuit is required.

Immediately following a car crash you should first make sure everyone in your vehicle and the other vehicle are safe. After confirming everyone in your vehicle is safe, we recommend the following actions:

• Contact the local police department to file an accident report.
• If you or a friend of family member can do so safely, take photographs of the crash scene, including all vehicles involved the crash. We recommend taking photographs of the vehicles before they are moved as this will show the position of the vehicle immediately following the collision.
• Seek medical attention immediately.
• Gather evidence:
  • Photograph any cuts, bruising, and other injuries.
  • Gather witness contact information such as name, phone number, and email address, if applicable;
• Do not admit fault or discuss details with insurance adjusters.
• Contact a personal injury attorney as soon as possible.

While you are not required to have an attorney, insurance companies often try to minimize payouts. A lawyer can ensure you receive the maximum compensation you deserve.

Personal Injury Protection (PIP) is a type of no-fault insurance coverage that provides immediate medical benefits and other financial support to individuals injured in an auto accident, regardless of who was at fault

Yes, Utah law mandates that all auto insurance policies include a minimum of $3,000 in PIP coverage per person in the vehicle. Again, this benefit is a no-fault benefit so it doesn’t matter who is deemed at fault for the crash.

PIP benefits cover the driver and all passengers in the insured vehicle at the time of the accident. Additionally, pedestrians struck by the insured vehicle may also be eligible for PIP benefits.

PIP benefits in Utah typically cover:

• Medical expenses up to $3,000 (per person)
• Lost wages (if applicable and after a waiting period)
• Household services if an injured person is unable to perform normal daily tasks
• Funeral expenses (if applicable)

To claim PIP benefits, you must file a claim with the insurance company of the vehicle you were in at the time of the accident. You may need to provide medical records, accident reports, and other supporting documentation.

PIP benefits are primary, meaning they must be used before health insurance. Once the $3,000 PIP limit is exhausted, your health insurance may cover additional expenses, if applicable. You should contact your health insurance carrier to determine if your policy contains any exclusions for injuries caused by a third party.

If your medical bills exceed the $3,000 in PIP coverage, you may use your health insurance or seek additional compensation from the at-fault party’s auto insurance through a bodily injury claim.

No, PIP does not cover general damages such as pain and suffering. Compensation for pain and suffering can be pursued through a personal injury claim against the at-fault driver’s auto insurance bodily injury policy.

Yes, but Utah law requires that an injury victim must incur at least $3,000 in medical expenses or suffer a serious injury (such as permanent impairment, disfigurement, or disability, death, or bone fracture) before they can file a lawsuit against the at-fault party.

Since PIP is a no-fault benefit, using it does not typically affect your insurance rates. However, if you are deemed at fault for an accident, your rates may increase based on the insurer’s policies.